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9525 E R L Thornton Freeway Dallas, TX 75228 214-324-0411
Certified: Cowboy Toyota
9525 E R L Thornton Freeway, Dallas, TX 75228
Sales: 214-414-7406 | Service: 469-917-5531 | Parts: 214-989-3157

Bad Credit Auto Financing Options in Dallas, Texas



When you are shopping for a quality late-model used car in the Dallas, TX area but you have a less than ideal credit score, turn to Cowboy Toyota. As a bad credit car dealership that sells both pre-owned Toyota vehicles and used cars of other makes, we are your go-to source for both used cars for sale and bad credit car loans. Whether your credit score has recently decreased or you have shopped for a used car with poor credit before, we are here to walk you through the sub-prime auto loan process. Continue reading to learn about bad credit financing and how you can improve your bad credit score through sub-prime auto loans at Cowboy Toyota!

How to Apply for Bad Credit Car Loans near Garland, Texas

Applying for bad credit auto financing begins just like any other auto loan process here at Cowboy Toyota, with our secure online credit application. Unlike with a traditional car loan, bad credit financing through the Cowboy Toyota finance department entails looking beyond your low credit score to try to find viable auto loan options for you. When you apply for bad credit car loans at Cowboy Toyota, our auto finance experts will consider the following factors:

  • Your debt-to-income ratio
  • Your detailed credit history
  • The amount you can provide as a down payment
  • The total loan amount requested
  • Any vehicle trade value
  • The price and type of used car you want to drive

Improve Your Low Credit Score

You may be wondering if you will qualify for bad credit financing through Cowboy Toyota, giving your unique financial history and low credit score. We encourage all car shoppers near the Garland, Mesquite and Highland Park, TX areas and beyond to apply for financing, since we have found financing options for drivers of all credit situations. From bankruptcy and repossession to foreclosure and divorce, car buyers facing a range of financial setbacks have found sub-prime auto loans here at Cowboy Toyota, and we want you to be next!

With our bad credit auto financing process in Dallas, Texas, you can not only drive off in a quality used Toyota or another make of used car, but you can also see your poor credit score gradually improve over the life of your sub-prime auto loan! We invite you to apply for bad credit car loans in Dallas today so that you can begin the process of getting into a quality pre-owned vehicle -- and getting back on track with your credit score soon! Our dealership and finance staff proudly serve car shopper near University Park, Heath and Terrell, TX.

Dealer Information
Cowboy Toyota 9525 E R L Thornton Freeway Dallas, TX 75228 Get Directions
Sunday:
CLOSED
Monday:
8:30 AM - 9:00 PM
Tuesday:
8:30 AM - 9:00 PM
Wednesday:
8:30 AM - 9:00 PM
Thursday:
8:30 AM - 9:00 PM
Friday:
8:30 AM - 9:00 PM
Saturday:
8:30 AM - 9:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 7:00 PM
Tuesday:
7:00 AM - 7:00 PM
Wednesday:
7:00 AM - 7:00 PM
Thursday:
7:00 AM - 7:00 PM
Friday:
7:00 AM - 7:00 PM
Saturday:
7:00 AM - 3:30 PM
Sunday:
CLOSED
Monday:
7:00 AM - 7:00 PM
Tuesday:
7:00 AM - 7:00 PM
Wednesday:
7:00 AM - 7:00 PM
Thursday:
7:00 AM - 7:00 PM
Friday:
7:00 AM - 7:00 PM
Saturday:
7:00 AM - 3:30 PM
Phone:
 

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